Uncle Johnny's Good Cars is a BUY HERE, PAY HERE car dealer. We offer same day financing and report monthly to the credit bureau to help re-establish your credit.
What does Buy Here Pay Here mean?
Our Buy Here Pay Here financing simply means that you arrange the loan and make payments to us here at the dealership. So, instead of obtaining a loan through a bank or credit union you purchase the vehicle through our in-house financing.
Buy Here Pay Here financing is designed for buyers that might have financial bumps that may have caused trouble securing a traditional car loan through a bank.
If you think our Buy Here Pay Here financing is for you just inform our salespeople when you arrive. That way we can sit down, ask a few questioins and run a credit report. We can establish a payment plan and determine a down payment based on your credit and finances, then we can show you vehicles that fit your budget.
Re-establish your credit with the help of Uncle Johnny's Good Cars. Rebuilding your credit history starts with the ability to make timely payments on an installment loan - like our Buy Here Pay Here loan. Each month we report to the credit agencies and over time this can help improve your credit score.
Ready to start your Buy Here Pay Here financing? When you visit us here at Uncle Johnny's Good Cars, please bring the following information to help speed up the loan process:
- Driver's License
- Financial Info (bank and credit card account info to fill out credit application)
- Social Security Number
- References (with contact info)
- Proof of Employment and Salary (paycheck stubs, dating 30 days old)
- Proof of Residence (rental lease agreement or home mortgage)
- Current Phone Bill (or other utility bill such as gas, electric or water)
|